Welcome our blog. This is where we share thought-provoking, no-holds-barred opinions and commentaries on all things retirement income, financial planning and investing!
Multi Asset Funds: Implications And Way Forward
In this final part of my series on risk-rated multi asset funds, I talked about why these funds are failing clients and the implications of advisers and asset managers. Oh, and I reveal an offer you'll find too good to resist... .
Why Most Multi-Asset Funds Are Worse Than Brainless
Most risk-rated/risk targeted multi-asset fund propositions are worse than brainless, literally! In this second video on risk-rated multi asset funds, I talk about why most of these funds are failing to any add value via their asset allocation and fund selection...
My Frustration About Benchmarking Risk-Rated Multi Asset Funds
Well over £80 billion of people's assets are invested in risk-rated multi asset funds! Sadly, the current fund analysis tools are grossly inefficient for assessing an entire multi-asset fund range/family, as opposed to focusing on individual funds in isolation. Well,...
On Paul Lewis’s Cash Vs Equities Research
When consumer journalist Paul Lewis published his research which shows that ‘Active Cash’ beats equities over most time periods between 1995 and 2016, my faith in the capital markets took a bit of a knock. Paul kindly sent me his data and I replicated the research...
The Beginning of the End for Alliance Trust Savings?
Following a board reshuffle that resulted in the exit 6 of the former board members at Alliance Trust Plc including the Chair, the CEO and the CFO, and a new independent board for the platform business ATS, it’s reported that the Trust is considering putting the...
Longevity and Survival Probability In Retirement Income Modelling
The fear of dying is right up there on the list of top fears people have. But apparently, the fear of public speaking is even higher on that list. May be I've got this all wrong but if that's true, then it seems to me that when the average person goes to a funeral,...
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