Welcome our blog. This is where we share thought-provoking, no-holds-barred opinions and commentaries on all things retirement income, financial planning and investing!
Bad Index Funds Deserve Death
Yup, you read that title right! We're going 'dark' with this one. You've been warned! Read on at your own peril. If we are to believe the media, there's a price war raging between index fund providers. And so, a key focus of our Evolution of Passive & Strategic...
7IM Crashes Dimensional’s Party
Much has been written about the so-called price war between providers of index products, but that's only half truth. While there is some competition between index fund providers in the main asset classes such as core UK and International equity, a closer look at the...
Alliance Trust’s Boardroom Spat: Implications for Adviser Platform Due Diligence
Anyone watching the row between the management of Alliance Trust and its single largest shareholder, Elliott Advisors, must be wondering where this is all going to end. (You can read all about it here) I'm no expert in corporate governance but I wonder if this raises...
Withdrawal Rates in Retirement Portfolios: Is the 4% Rule ‘Safe’ for UK Clients?
For clients in retirement, developing a sensible and sustainable withdrawal strategy is at least as important as developing a sensible investment strategy. Unless a client annuitises all or most of their retirement pot, they need to have a robust framework in place to...
Pound Cost Ravaging: Volatility Drag, Sequencing Risk & Safe Withdrawal Rates in Retirement Portfolios’
We're beyond thrilled to present a new white paper 'Pound Cost Ravaging: Understanding Volatility Drag, Sequencing Risk & Safe Withdrawal Rates in Retirement Portfolios' Published ahead of the upcoming Retirement Income Conference, this paper is a deep dive into...
Why We Love To Hate Our Annuities
Annuity! That damn thing has been in the news a lot lately. There are people who think you should buy it, those who think you shouldn't and then those who think you should sell the one you've got! Why do we love to hate our annuities so much? Why is it such an...
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