Holly Mackay: The Rise of Vertically Integrated Models

In this interview, Platforum’s Holly Mackay talks about the losers and winners from RDR so far. According to a new report by the Platforum titled The RDR – So How Was It for You, Baby?, the clear winners are the direct-to-consumer platforms and ‘the more confident investors’ while the losers are the high street banks. But is anyone really mourning the demise of high street bank from the advice space?

What about in the advice space? Holly thinks vertically integrated models are on the rise and we all should probably get used to that because they are here to stay. But can a single entity really do fund administration, asset management and financial planning properly, without major detriments to investors? Well, you’ll have to listen in and make your own mind up about that.


Abraham Okusanya
Abraham is the founder of FinalytiQ, a research consultancy for platforms, asset managers, and advisory firms. Recognised as one of the country’s leading experts in retirement income, platforms and investment propositions, Abraham has authored several papers on these subjects and delivered talks to the Personal Finance Society, The FCA and several conferences across the country.

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  1. anthonyrafferty99@btinternet.com'

    Another great interview Abraham. Some really clear themes emerging here and Holly articulated them well. It will be interesting to see how D2C platforms develop over time and whether they’re a threat to the adviser market.

      • duncano@swindellsfinancialplanning.co.uk'

        Consistently funny and insightful lady!!


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