Does Cash Flow Reserve Reduce ‘Pound Cost Ravaging’ In Retirement Portfolios?

How much cash should you hold in a drawdown portfolio? In the light of recent market declines, we’ve seen more and more discussions around the effect of sequence risk and pound-cost ravaging for clients in pension drawdown, and specifically on the benefits (or otherwise) of holding some cash in retirement portfolios. Cash flow reserve strategy […]

To access this post, you must purchase Pro Membership Monthly.
Abraham Okusanya
Abraham is the founder of FinalytiQ, a research consultancy for platforms, asset managers, and advisory firms. Recognised as one of the country’s leading experts in retirement income, platforms and investment propositions, Abraham has authored several papers on these subjects and delivered talks to the Personal Finance Society, The FCA and several conferences across the country.
He holds a Master’s degree from Coventry University and an alphabet soup of qualifications, including the Investment Management Certificate, Chartered Financial Planner, CFP and Chartered Wealth Manager designations. He was one of 5 finalists for the Professional Advisers Personality of Year Award 2015 but the award went to a more deserving winner, obviously!

Read Full Bio