Platform Report 2021: Field of Dreams

Platform Report 2021: Field of Dreams

FinalytiQ’s Platform Report 2021 ‘Field of Dreams’ is here!

Including our notorious Financial Performance Ratings.

The report focuses on the financial performance of the platform businesses, not their parents. We’ve trawled through numerous annual accounts and hundreds of data points to get a good picture of the financial health of the platform sector. And yes, the infamous FinalytiQ Financial Performance Rating is back! We’ve rated the platforms, and provided a summary of the financial health of each business. 

The past year seems to have flown by rather quickly. Blink and you may have missed some of the defining events in

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Breaking the prediction habit

Breaking the prediction habit

“Prediction is very difficult, especially if it’s about the future!” Niels Bohr

Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat at Ascot.

But there’s a problem – and a reason why online betting is one of the most profitable sectors in the economy. It’s that most of us aren’t very good at it.

Ask Professor Philip Tetlock at the University of Pennsylvania. In the mid-1980s, … More →

How much does is cost to build an investment platform?

How much does is cost to build an investment platform?

The truth is, it differs wildly.

We looked into three categories: robo advice platforms, life co platforms and independent platforms and we found some incredible differences, and published the findings in our 2020 Advised Platform Report ‘Endgame’.

You can see a taster in Abraham’s 7-minute video.

Or you could just cut to the chase and order a copy…

Interested just a teensy bit?

To discuss buying yours, please email hello@finalytiq.co.uk today.

 

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Your 2020 Platform Report is here!

Your 2020 Platform Report is here!

FinalytiQ’s Advised Platform Report ‘Endgame’ is here! Including our notorious Financial Performance Ratings.

As you’d expect, we tell it like it is, providing in-depth insight and analysis of the financial performance of over 20 advised platforms over the last three years.

The report is for you essential reading if you are:

A financial planner – it provides a key part of platform due diligence
A platform provider – it enables you to keep tabs on the competition
An industry player – it provides key insights into the industry’s direction of travel

To discuss buying your copy, email hello@finalytiq.co.uk today.

 … More →

Sponsored consultancy reports: The new product commission

Sponsored consultancy reports: The new product commission

I used to think of myself as a consultant. I still do – to a degree. I’ve always tried to approach the work with a critical, data-driven, no-holds-barred mindset, that’s constantly challenging the status quo. I cut my teeth in the industry pontificating on what the future of financial planning, platforms and investment management could look like. I offer zero apologies for that.

Then I got bored of that game. I was no longer content with just crunching data and navel-gazing about the future. I wanted to help create that future. I was particularly frustrated by the dire lack of

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SORC20 Headliner David Schneider Announced

SORC20 Headliner David  Schneider Announced

We have some exciting news… Drum-roll, please!

TV personality David Schneider will be delivering a keynote at the Science of Retirement Conference in London on the 5th of March!

David is one of the countries leading comedians and storytellers, but what has that got to do the Science of Retirement?

Well, David’s talk is titled Reaching Out On Social.

Humans are storytelling animals. As a species, we are addicted to stories.

As advisers, we know that clients couldn’t give a monkey’s about how much academic or empirical research we do or whether their withdrawal rates is sustainable or not unless

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Expensive multi-asset funds undermine the value of advice.

Expensive multi-asset funds undermine the value of advice.

For the last few years, we have published an annual study of the multi-asset fund universe. The result of our latest study is as heart-wrenching as previous years; the overwhelming majority of multi-asset fund managers don’t add any value through their asset allocation and fund selection. In fact, they detract from value.

The 2019 installment of the FinalytiQ Multi-Asset Fund Report is an in-depth analysis of 89 fund families, consisting of 391 multi-asset funds, which collectively hold £125.7bn of client money.

The vast majority of multi-asset funds continued to under-perform the No-Brainer portfolios on a risk-adjusted basis. Over a 5

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Recommended Summer Reading for Advisors

Recommended Summer Reading for Advisors

Summer is upon us. If you’re looking for what to read during your holiday, here’s some of the best books I’ve read so far this year and some of the thought-provoking bits for each book.
1. Stay The Course: The Story of Vanguard and the Index Revolution by John C Bogle
 
The formation of Vanguard largely went unnoticed by the press. Today, one searches in vain for any recognition in the financial media that a new company had been born, let alone a new company that had broken the traditional rules of mutual fund structure.
 
 
Then again, nobody in 1974
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We lost a legend in St. Jack Bogle!

We lost a legend in St. Jack Bogle!

The news of the passing of legendary investor Jack Bogle nearly brought a tear to my eye. I’ve personally never even met St. Jack (as he’s endearingly referred to) yet the man still had an immense impact on my life and career and I know many advisers will feel the same.

Such is the impact of Bogle on my own family finances that as soon as our twin daughters were born a few months ago, I set them up with Vanguard accounts within weeks!!! But a lot of what we do at my shop FinalytiQ comes from Jack’s ideas and … More →