Welcome our blog. This is where we share thought-provoking, no-holds-barred opinions and commentaries on all things retirement income, financial planning and investing!
Morningstar’s Research: Why Safe Withdrawal Rate Is Still Pretty Safe
Morningstar has a new paper on the Safe Withdrawal Rate (SWR) framework from a UK perspective. This is an excellent addition to the debate on retirement income planning, particularly because it prompts the consumer media to pay attention. The Morningstar team, led by...
Are Subscale SIPP Operators A Dying Breed?
Our SIPP Financial Stability Guide has been generating a bit of hoo-ha in the industry publications, with providers who scored poorly grumbling about how we assessed them. It is exactly the response I anticipated and what's funny is that, none of these providers have...
SIPP Due Diligence: Lowest Common Denominator Is Not Enough
We're delighted to publish the maiden edition of our SIPP Financial Stability Guide. We teamed up with SIPP industry veteran John Moret aka ‘Mr SIPP’ to provide an unprecedented insight into the financial performance of non-insured bespoke SIPP providers. The guide is...
Flogged! Axa bows out of the platform market. What now?
Platforms took the retail investment space by storm over a decade ago. Many providers went into platform market thinking it was going to be a field of dreams, as in “if you build it, they will come.” That dream turned in a nightmare for Axa. £10 billion AUA and...
Out and About: Aviva Retirement Income Conference (and other events in Q2)
I've got a couple of speaking gigs lined up in Q2, so if you are near any of the following areas, it would be great to see you at these events. Pinsent Mason Investing for Retirement Conference When: Thursday, 21 Apr 2016, 9am - 2pm Where: Pinsent Masons, 30...
Isn’t ‘Robo-Advice’ Just A Distraction For Most Advice Firms?
Three years ago, when every man and his dog in adviser land was falling over one another to launch a white-labelled direct-to-consumer platform, I wrote a blog about how big a waste of time it was. It's pretty clear today that most D2C platforms launched around the...
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