Welcome our blog. This is where we share thought-provoking, no-holds-barred opinions and commentaries on all things retirement income, financial planning and investing!
Is Your Investment Process The Weak Link?
RDR is only a few weeks away and advisers are getting their businesses ready for the new reality. Many advisers are pretty much where they need to be in terms of qualifications, SPS, adviser charging and client proposition. However, a weak link for many appears to...
Investment Recommendation: Common Mistakes on Replacement Business
I was recently asked to review a number of files, looking at investment recommendations made by financial advisers for their clients. One thing was obvious; most advisers set out to get the best outcome for their clients but little mistakes in recommendation, research...
Passive-Only IFAs and ‘Acid Test’ for Independence
I read an interesting piece in the FTAdviser last week where the author suggested that ‘passive only’ advisers may have to give up the I in IFA as they won’t meet the test of independence in the post-RDR world. While some advisers welcome this development, this area...
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