Welcome our blog. This is where we share thought-provoking, no-holds-barred opinions and commentaries on all things retirement income, financial planning and investing!
Skandia WealthSelect: Is The ‘Platform’ Tail Wagging The ‘Investment Proposition’ Dog?
Good old Skandia, soon to be branded Old Mutual Wealth (see what I did there?) finally announced the details of its much talked about WealthSelect range of funds and discretionary portfolios. In all, a total of 42 active and 3 passive at an average of 0.52% AMC, which...
Video: That’s What Great Advisers Do
So we created this one-minute video scribe to explain one of the many things great advisers do... hope you like it. https://finalytiq.wistia.com/medias/jr47lpk2ha?embedType=iframe&videoFoam=true&videoWidth=600 This video is the first of 50...
FE Trusnet’s Flawed Research Adds Nothing To The Active Vs Indexing Debate
When you see a headline about a piece of research on Indexing Vs Active Management from an organisation like Financial Express, you’ll expect that research to be thorough, meaningful and to add a little to existing body of knowledge. Instead this latest research by FE...
‘Contingent Charging’ & Execution Bias (Or ‘No Win, No Fee’ Adviser Charging)
The debate over percentage-based adviser charging is back in the news. I’m not sure why but this very well written article in the FTAdviser seems to suggest that the FCA doesn't like percentage-based charging. It seems to me that many people are missing the point...
Portfolio Benchmarks and The Absurdity of Sector Averages
I have always questioned the traditional approach of benchmarking portfolios, using Sector Averages or industry-wide indices such as the APCIMS. As you can imagine, we see this fairly often, hence why I probably spend far too much of my waking hours thinking about...
Don’t Believe The DFM Hype
I wrote this piece for the FTAdviser last week. The latest research by Asset Risk Consultants is an indictment on the value of discretionary fund managers (DFMs). According to the report, during the past three years the majority of private client discretionary...
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