βetafolio

βetter Portfolios…

Betafolio is a flat-fee, low-cost, evidence-based turn-key model portfolio service (MPS) exclusive to financial planners and their clients.

Intelligently Designed Model Portfolios

With Betafolio, financial planning firms can access a range of services that enable them to focus on delivering core financial planning and behavioural coaching to clients, while delegating time-consuming tasks such as portfolio construction, rebalancing, due-diligence and tax optimisation to us.

Adviser's Alpha Enhanced

Our ongoing portfolio governance frees up time to focus on helping clients avoid behavioural mistakes that often damage returns.

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Low Cost

The typical annual charge for the portfolios is 0.25%, which means clients have the best possible chance of meeting their goals, at a low cost.

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Global Asset Allocation

Global diversification means that Betafolios are less susceptible to country-specific risk and capture returns across different capital markets around the world.

Risk Rated

The portfolios are mapped to major industry risk profiling tools and rigorously tested to ensure they are within the specified risk/return parameters.

Elegantly Curated

Client-Ready Content

What separates Betafolio’s turn-key MPS from discretionary model portfolio services is that the adviser firm is in control of the overall proposition. We work collaboratively with firms to administer the mandate on platforms, under the advice firm’s brand and regulatory permission (i.e. no discretionary permission is required).

*Additional £200 + VAT per client or £275 per household applies for the portfolio administration services including rebalancing, CGT and cash buffer management and a minimum of 20 clients a year per firm.

** We provide a detailed due-diligence report for EIS, SIPPs and DFM services. Each report includes up to three providers of the same service/products.

FAQ

A few popular questions we get asked

What is Evidence-Based Investing?

It’s simply the conscientious, explicit and judicious use of current empirical evidence in making investment decisions. It draws on extensive empirical data, research by leading academics and practices of institutional investors to deliver consistent investment success to clients.


What about cash?

We suggest 2% cash allocations in the portfolios. Drawdown portfolios can have a higher allocation to cash, but the cash account should be excluded from the rebalancing process.

Do you work with providers/networks/platforms?

Absolutely. Give us a call.

How do you collect fees?

All fees are collected by Direct Debit using the GoCardless payment system. Monthly invoices will be provided for your records.

Is the service available on all platforms?

The service is currently available on Transact, Nucleus, and Wealthtime.

Do you work directly with consumers?

No. We offer services to regulated financial planning firms and accordingly, this service can only be accessed via an FCA-authorised financial planner.

Can we tailor the portfolios to our firm?

Absolutely. Just choose our ‘Custom’ Option and we’ll get the process started. We’ll start by understanding your views and what customisation you want to make. Then we’ll explore the evidence to see whether this adds value to the portfolios.

Can advisers white-label the portfolio names?

Yes, this is exactly what we have in mind. For example, a firm may wish to refer to a model portfolio as CompanyNameX or alternatively, CompanyNameBetafolioX. Branding is as the discretion of the firm.

Do you consider CGT issues when rebalancing/switching funds?

Yes. We will take account of CGT in GIA portfolios and notify the adviser before rebalancing or switching funds in case it might create a CGT liability. It’s ultimately the responsibility of the advisory firm and client to decide whether to undergo any changes, so accepting the risk of a CGT liability, or alternatively whether to opt out of the rebalancing process.

SERVICE

The services provided are aimed at financial planners/advisers and we see it as paramount that the needs of these firms and their clients are met.
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SIMPLE

Betafolio utilise a simple, transparent, flat fee model. Advisers pay for accessing Betafolio’s intellectual resources and expertise, while clients pay for the administrative cost of portfolio management.

Have a question?

Get in touch!